# Phase 3: Risk & Compliance Assessment — Complete

**Agent:** Risk & Compliance Assessor  
**Timestamp:** 2025-02-14T18:03:15Z  
**Input:** `01-source-analysis.md`, `02-recommendations.md`, `02-human-decision.json`

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## Findings

| Item | Count |
|------|-------|
| Items containing sensitive data | 14 |
| Items flagged for additional validation | 3 |
| Compliance checklist items | 47 |

### Risk Summary
- **Overall risk score:** MEDIUM-HIGH
- **Data residency:** No cross-border transfer in sample
- **PII:** `customer_id`/`customer_ref` — ensure masking in logs; no new exposure from custom path
- **Human decision impact:** Create Custom Path for Item #447 — adds 1 validation rule to checklist

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*Handoff to Validation Generator*